In the inaugural issue of THP we chronicled the first review of Part VI of the Insurance Act and summarized Finance Minister Duncan’s proposed changes to the Act that pertained to personal injury benefits. In that issue we contended that the changes could be subdivided into four buckets: Read the full story

Most readers are already familiar with the events leading up to Finance Minister Dwight Duncan’s proposed changes to the auto insurance regulations on November 2, 2009. Part VI of the Insurance Act governs the provision of auto insurance in the province of Ontario. As such, it also deals with all aspects directly and indirectly affecting the administration of the Statutory Accident Benefits Schedule. Review of Part VI is required every five years. Read the full story

It was a system developer’s worst nightmare. Picture an over-capacity crowd lining up to be the first to take a cruise on a highly hyped passenger liner. They are given the green light to board, then the liner casts off. Miles out, passengers notice a whale off the stern and gather en masse to view it until their combined weight lowers the railing to below water level, causing the liner to take on water. To compensate, they hurry to the front of the boat and make the bow dip, at which point the boat rams a sandbar. That about sums up the HCAI 1 experience for the system’s sponsors, managers and users. For readers who are not familiar with the Ontario auto insurance personal injury claims regime, HCAI stands for Health Claims for Auto Insurance. Its creation by the Insurance Bureau of Canada is mandated by statute to process certain Ontario Claim Forms or OCFs. Read the full story